Cooperative Registry Standard No. 10243/RCS

Empowering Transport Operators & Community Members Across Uganda

Mobilising savings and asset-financing tailored for the transport economy. Join over 10,000 members and ride toward asset ownership, school fees backing, and commercial growth.

Access Member Portal Authorized Staff Sign-In
10,000+ Active Members
UGX 3.7B+ Assets Financed
4 Branches Across Uganda
MNTSC Profile

Our Core Foundation & Governance

Meticulously aligned with Uganda National Cooperative Guidelines

Our Core Goal

To pool resources, provide safe secure savings options, and finance viable commercial activities for drivers, staff, riders, and community members in Uganda.

The Vision

A first-class transport-centric financial cooperative leading the way in professional asset ownership, financial literacy, and community wealth generation.

Our Mission

Providing responsive credit systems, flexible structured savings, and transparent corporate governance to maximize member equity returns.

Investment & Credit Schemes

Approved Loan Products

Tailored repayment frequencies suited for fluctuating transport and micro-business revenues.

Bodaboda "Ride-To-Own" Loan
ASSET FINANCING

Our premier asset loan program designed specifically for active, vetted motorcycle operators. It features low-collateral operations using registered motorcycle logbooks.

INTEREST RATE 15.0% flat
FREQUENCY Weekly
MAX TERM 18 Months
School Fees Scheme
TERM BACKING

An easy, low-interest credit line available each term to help members keep kids in school. Repayments are planned termly, matching agricultural and transport peak seasons.

INTEREST RATE 8.0% flat
FREQUENCY Termly
MAX TERM 4 Months
Emergency Welfare Loan
IMMEDIATE OUTLAY

A fast, self-approved emergency cash advance for members to cover hospital expenses, road incidents, or vehicle repairs. Usually processed in less than 24 working hours.

INTEREST RATE 10.0% flat
FREQUENCY Monthly
MAX TERM 3 Months
Micro-Business Commercial Loan
BUSINESS GROWTH

For wholesale trade, community kiosk improvements, or transport fleet enhancements. Requires at least 3 active member guarantors with accumulated cash savings.

INTEREST RATE 12.0% flat
FREQUENCY Monthly
MAX TERM 12 Months

Interactive Rate Simulator

Select your desired investment properties and immediately calculate estimated interests.

UGX 500,000 UGX 15,0000,000
ESTIMATED TOTAL INTEREST

UGX 300,000

ESTIMATED REPAYMENT AMOUNT (WITH INTEREST)

UGX 2,300,000

Have Questions?

Frequently Asked Questions

We are a registered cooperative society in Uganda initially founded to support MN Transport Staff, Boda Boda operators, and local community entrepreneurs. Our primary focus is mobilising savings and providing affordable credit and asset-financing (such as our Ride-To-Own Boda Boda program).

Eligible members can access secure motorcycle financing on easy weekly or daily repayment schedules. Ownership/logbook is transferred to the member upon completing the agreed repayment period.

Membership requires a valid national ID (NIN) card, active phone contact, passport photo, purchase of a minimum of 20 shares (UGX 1,000,000), and a minor registration fee. Both transport workers and community business operators are welcome.

Our loan products feature highly competitive flat interest rates starting at 8% to 12% depending on the scheme (school fees vs commercial). Meanwhile, our Fixed Deposits yield an annual interest rate of 8.0%, and our Pooled Collective Investments reach historical average ROI yields of 14.0%.